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Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
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US:

Office: 520-463-2378
Fax: 520-463-2244

Susan Stewart-BROKER 
Home: 520-463-2976 
Cell: 602-882-7149
susanstewart@queenvalleyproperties.com
 

 
Leslie Bryant- Assoc. Broker
Home: 480-253-6345
lesliebryant@queenvalleyproperties.com

Phyllis Joyce-Assoc. Broker
Home 520-463-2624
pmj.qv16@yahoo.com


Janine Gordon- Sales Agent  
Home: 602-228-8294
janine.gordon@queenvalleyproperties.com

Nancy Lamb-Sales Agent
480-907-9864

nancy@queenvalleyproperties.com

Gina Sheets
765-490-2644
ginasheets@queenvalleyproperties.com
agent photo

Testimonials

We had searched for 6 months on our own to find the perfect piece of acreage for our family to build on. After contacting Queen Valley Properties, we found our dream property within a couple weeks. We had never purchased raw land like this before so didn't know much about the process, thanks to their help we made it through and are now proud owners of 10 acres at the base of the Superstition Mountains!!! We go up to our parcel often and feel proud to own a piece of the beautiful Arizona desert. www.blakeslade.com www.blakeslade.com Jedd & Casi Johnson, Blake Slade Photographers
Thank you so much for taking the extra effort to make our first home purchase successful. You were there guiding us through all the crucial and important steps! You really listened to what we wanted in our home and you found exactly what we were looking for - at an amazing price! If we ever outgrow this home, we'll definitely be calling you! The Smith Family
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